How Credit of America Helps You Succeed
Streamline Your Banking
At Credit of America, we’re more than just a lender—we’re your partner in building a stronger financial future. By combining innovative credit-building tools with personalized support, we make it easier for you to take control of your financial journey. Whether you’re starting from scratch or working to improve your credit, we provide the resources and guidance you need to succeed. With every on-time payment reported to all three major credit bureaus, you’ll see your efforts reflected in your credit score, opening doors to better financial opportunities. Our mission is simple: to empower you with the confidence and credibility to achieve your financial goals.
Secured Loans for Credit Building
At Credit of America, we offer secured loans ranging from $1,000 to $40,000, tailored to help you build or rebuild your credit. Whether you’re starting fresh or recovering from financial setbacks, our loans are designed to give you the tools you need to succeed. Every on-time payment you make is reported to all three major credit bureaus, helping you establish a positive payment history and improve your credit score over time. With our flexible loan options, you can choose the amount and terms that best fit your financial situation, making it easier to stay on track and achieve your goals.
Credit Reporting to All Major Bureaus
At Credit of America, we ensure that every on-time payment you make is reported to the three major credit bureaus—Experian, Equifax, and TransUnion. This means your positive payment history is reflected in your credit score, helping you establish a strong and reliable credit profile over time. By consistently making payments, you demonstrate financial responsibility, which can open doors to better financial opportunities, such as lower interest rates, higher credit limits, and increased trust from lenders. Our commitment to accurate and timely reporting ensures that your efforts to build or rebuild your credit are recognized where it matters most.
Credit Growth and Product Matching
At Credit of America, we don’t just help you build your credit, we help you grow. Based on your current credit score, we match you with additional financial products designed to further strengthen your credit profile. Our goal is to guide you to the high 800s, ensuring you get the best rates on auto loans, home loans, and more. We’re here to support you every step of the way.
Educational Resources and Personalized Support
At Credit of America, we believe that knowledge is power. That’s why we provide you with a wealth of educational resources to help you better understand credit, finances, and how to achieve your financial goals. From step-by-step guides on building credit to tools that track your progress, we’re here to empower you with the information you need to succeed. And you’re never alone—our team of experts is always available to provide personalized support and answer your questions, ensuring you stay on the right path.
ABOUT CREDIT OF AMERICA
At Credit of America, we believe everyone deserves the opportunity to build a brighter financial future. Our mission is to help consumers improve their credit scores through secured loans that report to all three major credit bureaus. With flexible loan options and a commitment to transparency, we’re here to guide you every step of the way—Because Credit Matters.
WHY CHOOSE CREDIT OF AMERICA?
Your Privacy is our priority
At Credit of America, we understand that your credit score is more than just a number—it’s the key to unlocking life’s opportunities. Whether you’re looking to buy a home, secure a car loan, or simply gain financial peace of mind, we’re here to help you achieve your goals. Here’s why thousands trust us to guide them on their credit-building journey:
Tailored Solutions for Every Journey
We know that everyone’s financial situation is unique. That’s why we offer flexible secured loans ranging from $1,000 to $40,000, designed to meet your specific needs. Whether you’re starting from scratch or rebuilding, we have the tools to help you succeed.
Build Credit the Right Way
Every on-time payment you make is reported to all three major credit bureaus—Experian, Equifax, and TransUnion. This ensures your positive payment history is reflected in your credit score, helping you establish a solid financial foundation.
Transparent and Trustworthy
We believe in honest, straightforward lending. With no hidden fees or surprises, you can trust us to provide clear terms and a seamless experience.
Expert Guidance and Support
We believe in honest, straightforward lending. With no hidden fees or surprises, you can trust us to provide clear terms and a seamless experience.
Empowering You with Knowledge
We believe in honest, straightforward lending. With no hidden fees or surprises, you can trust us to provide clear terms and a seamless experience.
Proven Results
We believe in honest, straightforward lending. With no hidden fees or surprises, you can trust us to provide clear terms and a seamless experience.
YOUR FINANCIAL PROGRESS AT YOUR FINGERTIPS
Real-Time Credit Monitoring
Track your credit score and payment history in real-time with our user-friendly dashboard. See the impact of your efforts as you build your credit step by step.
24/7 Account Access
Whether you’re at home or on the go, our secure online platform ensures you can manage your account, make payments, and review your progress whenever it’s convenient for you.
Dedicated Support Team
Have questions or need assistance? Our team of experts is just a call or message away, ready to provide personalized support whenever you need it.